CA Ruchi Nahar | SEBI Registered Research Analyst

Terms & Conditions

Ruchi Nahar Research Analyst

TERMS AND CONDITIONS

Dear Client,

Welcome to "Ruchi Nahar Research Analyst" (hereinafter referred to as "RA").

By accessing this website and its pages, you agree to these Terms and Conditions. RA reserves the right to modify or alter these Terms and Conditions without any liability.

Please review the terms and conditions of our company in accordance with SEBI guidelines.

Regulatory Jurisdiction:
The activities of RA fall under the jurisdiction of SEBI and are regulated by The Securities and Exchange Board of India (Research Analyst) Regulations, 2014. As defined by Regulation 2(1)(u), RA is mandated to undertake activities such as:
- Preparation or publication of research reports.
- Providing research reports.
- Making 'buy/sell/hold' recommendations.
- Giving price targets.
- Offering opinions concerning public offers related to listed or to-be-listed securities.
Recommendations:
RA provides recommendations with appropriate stop-loss levels. Clients must adhere to these stop-loss levels for every trading recommendation. RA will not be liable if the client fails to maintain the specified stop-loss provided via messages.
Nature of Services and Product:
The Services offered by the RA are essentially focused on the following: 1. What to Buy/Sell/Hold? 2. When to Buy/Sell/Hold? 3. Overall Outlook of the Market and 4. Overall Outlook on a particular security/scrip. However, the role of RA is restricted, the RA is not mandated to address: How much to Buy/Sell/Hold? or How much to allocate? The client needs to apply their discretion and wisdom in consultation with their Financial Advisor/Investment Advisor to determine allocation.
Communication:
All research services and recommendations are communicated exclusively via Messages. Telephonic support is provided only as a follow-up to the Messages and upon written request by the client. No research services or recommendations will be provided over phone calls.
Delay in Communication:
RA is not responsible for any delays in message delivery due to third-party technical failures. Please refer to our Disclaimer for further details.
Client Responsibilities:
Clients must act on every research recommendation provided by RA for optimal results. Issues should be reported immediately to info@caruchinahar.com.
Service Initiation and Tenure:
Service will commence upon the completion of all required documentation in compliance with norms. The service tenure is as per the package chosen.
Investment Risks:
Investment in the securities market is subject to market risks. Clients must follow all technical levels and instructions precisely. RA does not guarantee or provide any surety or fixed profit commitments.
Security of Credentials:
Clients should not share their Trading/De-Mat login ID or password with any RA employees. RA and its employees are not responsible for any losses; all trading activities are conducted at the client's own risk.
Payment and Fees:
Subscription fees must be paid in advance, following the documentation process. The client is assumed to have paid fees voluntarily. Subscription fees are non-refundable. However, in case of disputes, clients may request a review under RA’s terms and conditions.
Premature Termination:
In cases of premature service termination, RA reserves the right to retain a breakage fee of up to one quarter’s fee (90 days). Clients may request an extension of service beyond the 90 days with prior 30-day notice, subject to approval.
Compliance and Documentation:
RA will render services only after receiving all necessary credentials such as KYC, ID Proof, Address Proof, etc.
Security of Transactions:
RA prioritizes the security of client transactions. Clients are advised not to allow unauthorized individuals to access payment methods used for RA services.
Waiver from Risk Assessment:
The role of RA as per the provisions of SEBI RA Regulations does not mandate them to conduct Risk Profiling and Suitability Assessment, thus, the RA is unaware of the Risk Appetite of the user of the services. The Research Reports and Buy/Sell/Hold Recommendations made by RA are for general consumption and are not tailor-made to suit each client as per their Risk Appetite. Therefore, the clients are advised to use their discretion and wisdom and seek appropriate consultation from their Financial Advisor or Investment Advisor.
Refund Policy:
Refund requests will be processed at the discretion of RA only in cases where the refund request is made within 15 days of service initiation. Refunds will be processed only for the unexpired portion of the service period. No refunds will be entertained beyond this period.
Disputes and Jurisdiction:
Any disputes arising from this agreement will be subject to the exclusive jurisdiction of the Courts at Indore, M.P. (India).
Liability:
RA shall not be liable for misrepresentations, service unavailability, or any issues related to the accuracy or timeliness of content on this website. RA is also not responsible for any downloads or distributions of content by clients.
Modification of Services:
RA reserves the right to modify or discontinue services at any time, with or without notice. RA shall not be liable to clients or third parties for any modifications, suspensions, or discontinuances of services.
Registration and Privacy Policy:
To use RA services, clients must provide personal information as per regulatory requirements. The use of such data is subject to our Privacy Policy, available at https://caruchinahar.com/.

For more detailed Terms & Conditions, please refer to our webpage at https://caruchinahar.com/.

By making a payment for services, you acknowledge that you have read and agreed to these Terms and Conditions, as well as our Refund Policy.